Ivan was an excellent guide. He took us to old town Kotor first before all the shops were open so that we could see all the beauty before the crowds. We returned later to check out the shopping but it was a perfect way to appreciate old Zadar. We ended up seeing Sveti Stefan at the same time as a tour bus. It was interesting but not worth the drive in my opinion as you can only view from afar. Budva was interesting but I would spend more time in Kotor. Ivan was superb. He was very informative, had interesting stories, was very flexible and fun to be around. You can’t go wrong if he is your guide!